Business Summary Minimize

Business Checking Account 

Minimum Balance Requirements - The minimum is $100 to open a Business Checking Account.  

Money Market Account 

Minimum Balance Requirements - The minimum daily balance required to obtain the disclosed APY is $2,000. You must deposit at least $2,000, to open this account. If the balance falls below $2,000 the rate will be equal to the current NOW rate.

Balance Computation Method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Compounding & Crediting - Interest will be compounded every statement cycle (approximately 30 day cycle). Interest will be credited to your account every statement cycle.

Accrual of Interest - Interest begins to accrue on the business day you deposit non-cash items (for example, checks).

Interest Effect at Closing - If you close your account before the interest is credited, you will not receive the accrued interest.

Transactions - Transfers from a Money Market account to another or third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle.

Each depositor is insured for up to $250,000 by the Federal Deposit Insurance Corporation (FDIC)..

Business Loans - Start Your Business Minimize
First Bank Texas offers various types of loans for businesses. Whether just getting off the ground or a multi-million dollar enterprise, we have just what you need to help you in your financial endeavors and will tailor a loan to fit your business needs. Contact us for information on any of the following loans:
  • Capital Purchases
  • Business Expansion
  • Interim Construction
  • Bank Held Home Mortgages 
  • Lines of Credit
  • Letters of Credit
  • SBA Preferred Lender
  • Equipment
  • Working Capital Needs
  • Agriculture Lending
  • Real Estate Loans
  • Farm and Ranch Loans



Any of our experienced lending officers will be more than happy to answer any questions you may have.


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