First Cash Card
No paper, no waste!

• No minimum balance required
• Debit card only
• Online banking with E-Statements required
• No checks will be ordered on this account
• Terms and conditions must be acknowledged in online banking.
  A monthly paper statement fee of $5.00 will be assessed if you choose not to elect online statements 62 years of age or older will receive a $2.00 paper statement fee in lieu of the $5.00 per statement fee

First Checking
Easy online banking

• No minimum balance required
• Online banking with E-Statements required
• Terms & Conditions must be acknowledged in online

First Reward Checking
3 ways to earn interest

• Debit Card required
• You must have all of the following post to your account each statement cycle to receive the highest interest rate up to $25,000:
  • 20 debit card transactions in addition to ATM activity
  • At least 1 automatic debit or direct deposit
  • Make at least 1 online bill pay
  • Access your account online
  • Online banking and E-Statements required
• Interest paid at lower stated rate if requirements are not met and over $25,000
• Interest will be compounded and credited to your account monthly. The interest rate may change at any time.
• Terms & Conditions must be acknowledged in online banking. A monthly paper statement fee of $5.00 will be assessed if you choose not to elect online statements. 62 years of age or older will receive a $2.00 paper statement fee in lieu of the $5.00 paper statement fee.

First Patriot
Benefits plus

• No minimum balance required
• Unlimited check writing
• Personalized bank stock checks at no charge
• Your account will be assessed a monthly membership fee for insurance coverage, the amount being determined by the plan selected by you:
  $9.00 – $10,000 AD&D & $20,000 CCC
  $10.00 · $20,000 AD&D & $40,000 CCC
  $11.00 – $30,000 AD&D & $60,000 CCC
  AD&D – Accidencal Deach & Dismembermenc
  CCC – Cammon Carrier Coverage
• Cashiers Checks at no charge
• $5.00 annual discount on Safe Deposit Box
• Refer to www.memberbenefitpackage.com for additional information. Discounts on prescriptions, vision and more.

First Classic Patriot
Exclusive for the active adult 62+

• Personalized bank stock checks at no charge
• Your account will be assessed a monthly membership fee for insurance coverage, the amount being determined by the plan selected by you:
  $3.00 · $10,000 AD&D & $20,000 CCC
  $4.00 · $20,000 AD&D & $40,000 CCC
  $5.00 – $30,000 AD&D & $60,000 CCC
  AD&D – Accidental Deach & Dismemberment
  CCC – Common Carrier Coverage
• Cashiers Checks at no charge
• $5.00 annual discount on Safe Deposit Box
• Refer to www.memberbenefitpackage.com for additional information. Discounts on prescriptions, vision and more.
• Terms & Conditions must be acknowledged in online banking. A monthly paper statement fee of $2.00 will be assessed if you choose not to elect online statements.

First Classic Interest
Putting your money to work drawing interest Exclusive for active adults 62+

• No monthly service charge will be generated for balances of $1,000+. If the balance falls under $1,000 on any day of the statement cycle, a service charge of $6.00 will be imposed.
• Interest will be compounded and credited to your account monthly. The interest rate may change at any time.
• Your account will be assessed a monthly membership fee for insurance coverage, the amount being determined by the plan selected by you:
  $3.00 · $10,000 AD&D & $20,000 CCC
  $4.00 · $20,000 AD&D & $40,000 CCC
  $5.00 – $30,000 AD&D & $60,000 CCC
  AD&D – Accidental Deach & Dismemberment
  CCC – Common Carrier Coverage
• Refer to www.memberbenefitpackage.com for additional information.
• Terms & Conditions must be acknowledged in online banking. A monthly paper statement fee of $2.00 will be assessed if you choose not to elect online statements.
• See new accounts for rates on interest bearing accounts

First Plus

• No monthly service charge will be generated for balances of $2,500+. If the balance falls under $2,500 on any day of the statement cycle, a service charge of $10.00 will be imposed.
• Interest will be compounded and credited to your account monthly. The interest rate may change at any time.
  *Tier Structure
  $2,500-$49,999
  $50,000-$99,999
  $100,000-$149,999
  $150,000-$999,999
  $1,000,000.00+
  * See new accounts for rates
• Terms & Conditions must be acknowledged in online banking. A monthly paper statement fee of $5.00 will be assessed if you choose not to elect online statements. 62 years of age or older will receive a $2.00 paper statement fee in lieu of the $5.00 paper statement fee.