Individual Checking


Regular Checking Account – A minimum of $100 is required to open the account. No monthly service charge for minimum daily account balance of $500.


Student Account – No minimum balance is required to avoid a monthly service charge. Minimum Account opening deposit of $50 is required. No fee for first 50 checks. Must sign up for e-statements.


Club (Patriot) Account – Accidental insurance, prescription discount card, prescription eyewear discounts, hearing aid discounts, identity theft protection, travel savings, hotel discounts, and much more. There is a service charge for this account for the additional features, the amount being determined by the plan selected by the customer. This is a club account. Please contact a location nearest you for details.


Senior Citizens Account – For customers 62 years of age or older. A minimum of $100 is required to open the account. No minimum balance is required to avoid monthly service charge. There is no charge for the first 50 checks.


First Cash Card Account – No minimum balance is required on this account. A minimum of $50 is required to open the account. This is a Debit Card only account and E-Statements are required.


For current rates and Annual Percentage Yields (APY) please call your local First Bank Texas branch.

First Bank Texas is a member of the Federal Deposit Insurance Corporation (FDIC). Each Depositor is insured up to $250,000 by FDIC. For depositors requiring more coverage, FDIC provides convenient solutions.