Business Loans


Start Your Business

First Bank Texas offers various types of loans for businesses. Whether just getting off the ground or a multi-million dollar enterprise, we have just what you need to help you in your financial endeavors and will tailor a loan to fit your business needs. Contact us for information on any of the following loans:

  • Capital Purchases
  • Business Expansion
  • Interim Construction
  • Bank Held Home Mortgages
  • Lines of Credit
  • Letters of Credit
  • SBA Preferred Lender
  • Equipment
  • Working Capital Needs
  • Agriculture Lending
  • Real Estate Loans
  • Farm and Ranch Loans

 

Expand Your Business

Is it time to expand your facility, purchase new equipment, upgrade your office, or offset cash flow shortfalls caused by an increase in accounts receivable? First Bank Texas has a loan to fit the needs of your growing business.

We are excited to see local business owners grow and succeed, and we are here to help you achieve your goals. First Bank Texas offers loans for lease space build-outs, owner-occupied building add-ons and new building purchases. To offset the cash flow pressures caused by fast-paced growth of your accounts receivable, we have working capital lines of credit and free Cash Management services. We also offer loans to purchase equipment of all shapes and sizes – from heavy machinery to office machines.

Whatever your financial need for growth is, First Bank Texas will gladly help you find the right solution. Call us today at your local branch Branch / ATM Locations and come grow with us!

 

Business Accounts


First Business Checking

First business accounts help your business succeed!

  • No monthly service charge will be generated with E-Statements
  • No minimum balance requirement.
  • No account analysis charges
  • Unlimited check writing and deposits
  • Online banking, mobile banking app, mobile deposit, bill pay
  • QuickBooks™ integration
  • Coin counting service
  • Notary services available
  • Merchant services with local representative

First Plus

  • No monthly service charge will be generated for balances of $2,500+. If the balance falls under $2,500 on any day of the statement cycle, a service charge of $10.00 will be imposed.
  • Interest will be compounded and credited to your account monthly. The interest rate may change at any time.
    *Tier Structure
    $2,500-$49,999
    $50,000-$99,999
    $100,000-$149,999
    $150,000-$999,999
    $1,000,000.00+
    * See new accounts for rates
  • Terms & Conditions must be acknowledged in online banking. A monthly paper statement fee of $5.00 will be assessed if you choose not to elect online statements. 62 years of age or older will receive a $2.00 paper statement fee in lieu of the $5.00 paper statement fee.

First Money Market 
Let your money work hard for you!

  • No monthly service charge will be generated for balances of $2,500+. If the balance falls under $2,500 on any day of the statement cycle, a service charge of $10.00 will be imposed.
  • Interest will be compounded and credited to your account monthly. The interest rate may change at any time.
    *Tier Structure
    $2,500-$49,999
    $50,000-$99, 999
    $100,000-$149,999 $150,000-$999,999
    $1,000,000.00+
    * See new accounts for rates
  • Terms & Conditions must be acknowledged in online banking. A monthly paper statement fee of $5.00 will be assessed if you choose not to elect online statements. 62 years of age or older will receive a $2.00 paper statement fee in lieu of the $5.00 paper statement fee.
  • Balance Computation Method – We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Compounding & Crediting – Interest will be compounded every statement cycle (approximately 30 day cycle). Interest will be credited to your account every statement cycle.
  • Accrual of Interest – Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
  • Interest Effect at Closing – If you close your account before the interest is credited, you will not receive the accrued interest.
  • See new accounts for rates on interest bearing accounts.


APPLY TODAY!

BRANCH / ATM LOCATIONS

Any of our experienced lending officers will be more than happy to answer any questions you may have.