Interest–bearing Accounts


Savings Account – Pays the FBT daily stated rate for Savings Accounts. No service charge for daily account balance of $100. Six (6) free withdrawals per quarter. Minimum of $100 is required to open the account.


Money Market Accounts – Pays the FBT daily stated rate for Money Market Accounts. No service charge for daily account balance of $2,000. Transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six (6) per statement cycle. Minimum of $2,000 is required to open the account.


Money Market Gold – Pays the FBT daily stated rate for Money Market Gold Accounts. No service charge for daily balance of $10,000. Transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six (6) per statement cycle. Minimum of $10,000 is required to open the account.


Certificate of Deposit – First Bank Texas has a wide variety of CD’s to meet your needs, ranging from three months to five years with fixed or variable rates. Terms and limitations vary by certificate type.


FBT PLUS Account – $1000 to open account and must maintain a $1000 balance to obtain the disclosed APY.


For current rates and Annual Percentage Yields (APY) please call your local First Bank Texas branch.

First Bank Texas is a member of the Federal Deposit Insurance Corporation (FDIC). Each Depositor is insured up to $250,000 by FDIC. For depositors requiring more coverage, FDIC provides convenient solutions.

Fees could reduce earning on the account.