Lines & Letters of Credit
Always be ready to make your next move
Cash flow is vital to thriving businesses. A line of credit offers added flexibility, providing instant access to funds for any reason at all.
In business, timing is crucial. Fast access to capital can help you replenish inventory, repair critical equipment, hire seasonal staff, launch timely marketing efforts, or ride out months of sluggish revenue. In short, a credit line allows you to manage all sorts of financial challenges - and pursue game-changing opportunities.
- Credit limit can be customized for your operating goals
- Interest-only payment based on how much credit is in use
- Access funds instantly through business Online and Mobile Banking
- Work with experienced loan officers who can guide you through the process
- All lending decisions made locally
Letters of Credit
Is your business working with a new vendor or an international partner? First Bank Texas can provide you with a letter of credit guaranteeing your payment and facilitating your agreement. Our experienced commercial lending team is ready to discuss the details.
First Bank Texas is a full-service financial institution serving customers in Texas, with locations in Abilene, Baird, Bedford, Clyde, Grapevine, Haskell, Hudson Oaks, Munday, Stamford, Weatherford, and Willow Park.