FHA Loan

Achieve the American Dream for less money down

Down payments as low as 3.5%
Flexible credit guidelines
Choice of loan types
Friends, family can help
Refinancing available
Down payments as low as 3.5%
Flexible credit guidelines
Choice of loan types
Friends, family can help
Refinancing available

Join the millions who have become happy homeowners

The Federal Housing Administration mortgage program dates from the New Deal - and it's still a great deal. Lower upfront costs mean no scratching and saving for years on end to gather a big down payment. And friendly lending rates keep monthly payments under control over the life of the loan.

  • Frequent choice of first-time homebuyers
  • Fixed-rate and adjustable-rate loans available
  • Friends and family members can contribute to down payment and closing costs
  • More lenient credit requirements may be available
  • Work directly with local First Bank Texas lenders and not government agencies
  • Down payment assistance may be available

First Bank Texas is a full-service financial institution serving customers in Texas, with locations in Abilene, Baird, Bedford, Clyde, Grapevine, Haskell, Hudson Oaks, Munday, Stamford, Weatherford, and Willow Park.

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