You don't have to move in order to get a better mortgage.
You love your current home. It's full of memories and makes you happy. Know what might make you even happier? Reshaping the financing to work more to your advantage. Contact our mortgage team about all the potential benefits of redoing your home loan.
- If mortgage rates have fallen, you may be able to save money by switching to a lower interest loan.
- If you're happy with current rates, you may be able to convert your adjustable-rate mortgage to a fixed-rate mortgage.
- If your monthly budget needs some relief, you may be able to reduce payments by moving to a longer-term loan.
- If you want to reduce overall interest charges and eliminate debt faster, you may want to switch to a shorter-term loan.
- If your home has appreciated, you may qualify to refinance and remove Private Mortgage Insurance
First Bank Texas is a full-service financial institution serving customers in Texas, with locations in Abilene, Baird, Bedford, Clyde, Grapevine, Haskell, Hudson Oaks, Munday, Stamford, Weatherford, and Willow Park.